UFA offers financing solutions designed to support your business. Whether you need to get a project done or bridge the gap between one crop coming off and the next one going in, we have a solution for you.


Financing Options


UFA is pleased to offer credit accounts for our members and customers.
Click to find the right option for you.


UFA works with leading lease providers to help you secure a new piece of equipment or even a workspace. Let us help you get the best deal possible.


Purchase your spring fuel, crop inputs including fertilizer, smoothwall bins, equipment, lubricants and supplies between March 1st and May 31st, 2018 and don’t pay until June 25th, 2018.

Buy Now Pay Later program valid from March 1 - May 31, 2018. Buy Now Pay Later program valid from March 1 - May 31, 2018 with full payment due on or before June 25, 2018. The Buy Now Pay Later program is valid with a minimum purchase of 2,000L of approved ag-marked fuel and/or $2,000 of approved crop inputs including crop protection products and/or fertilizer, smoothwall bins and equipment and/or $500 lubricants and/or Farm & Ranch store supplies including fencing and building materials. Must have a UFA Member account with active credit privileges in good standing and have a valid SFTX, BC FIN 458 or AFFB permit at time of purchase. Offer excludes heating oil and Cardlock purchases. Payment options include credit card, debit card, cash, cheque, Farm Credit Canada and Scotiabank Yield More credit lines. Payment type must be confirmed at the time of purchase. Farm Credit Canada and Scotiabank Yield More credit lines must have adequate credit limit and be in good standing.


UFA Credit

UFA is pleased to offer credit accounts for your convenience. To apply for a UFA credit account, simply visit ufa.com or register at myUFA (these forms are on the credit section of the website or you can register or log into myUFA to apply online. You can also download and print the appropriate application form (below), fill it out and bring it to any UFA Farm & Ranch Supply store or Petroleum agency, along with one piece of government issue photo identification, like a driver’s license, passport or Canadian citizenship card.

Not sure if you have the right ID/ Give us a quick call to find out before you come in. Once a UFA representative has verified your ID, you or your local store or agency can mail or fax in your application.


Purchases on UFA account are interest free until the 25th of the following month, when payment is due in full.

​Long Term Credit Options

Looking for a longer term credit option, we can help with flexible financing that is designed for the particular needs of rural business. Our partners include Farm Credit Canada (FCC) and Scotiabank Yield More Financing™.​​

FCC EasyGROW Credit

Features and Benefits

  • Amounts up to $100,000 are unsecured, and the line of credit can be reused when paid down
  • For purchases made after September 1, 2016 – do not pay until March 15, 2018
  • Generally, no financial statements are required for amounts less than $500,000
  • Floating interest rate at CIBC prime plus 2.95%
  • The majority of renewals fall within their auto renewal program
EasyGROW Credit applies to:​​​​

Apply now​

Call the FCC Customer Service Centre or pick up a loan application at your local UFA Farm & Ranch Supply store, through your Crop Productions Solutions Representative or through your Key Account Manager.

Your notification of a successful application will come directly from FCC.​​​​​​​​​​

Scotiabank Yield More Financing™

If you have a fairly major project in mind that needs more significant financing than is available through FCC, maybe the Yield More Financing™ line of credit from Scotiabank is the right way to go.​

Here's what you get:

  • Amounts up to $50,000 are unsecured, and the line of credit can be reused when paid down
  • For purchases between September 1, 2017 and August 31, 2018, 50% of the balance is due on February 23, 2019 and the remaining 50% is due on March 20, 2020
  • Floating interest rate at Scotiabank prime plus 2.95% 
  • ​Interest lowers to prime plus 1.95% for lines of credit over $200,000, regardless of the amount owing. Financial statements required. ​

Other Payment Options

We aim to make it convenient and easy for everyone – including non-UFA members – to shop at UFA. You can also use your VISA and MasterCard, Interac debit card, personal cheques (from UFA members with credit privileges), or – you guessed it – good old cash.​​


If you have questions or commen​ts regarding the UFA Credit program, please call 1-877-258-4500​, option ​2​​ or email Credit.Applications@UFA.com.​​​​​​​

You can also contact one of our finance partners dir​ectly: ​

          Easy GROW Credit  1-888-522-2555     EasyTERM Credit  1-888-332-3301

​           Yield More Financing Program     1-866-603-4188​         


​​1-877-217-2272  /Ext 2

Visit the Farm & Ranch Supply or Petroleum Agency nearest you or contact your local Customer Account Manager (CAM) or Buildings representative today to start the Application Process.