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CATALOGUE UFA is 100 years young and the best is yet to come Richard Peter
Chair Centennial Committee UFA Privacy Policy The UFA Personal Information
Commitment At United Farmers of Alberta Co operative Limited UFA privacy of
your personal information is important to us We collect and use personal
information about you to create maintain and enhance a relationship that
allows us to deliver top quality value added products and services to both
our members and customers At UFA we have always made every effort to
protect the personal information that you provide to us this commitment
provides formal documentation to you on our policies governing personal
information We've based our UFA Personal Information Commitment on the
Canadian Standards Association's 'CSA Model Code' This model code has been
generally accepted as the standard that companies are to meet and complies
with the federal government's privacy legislation the Personal Information
Protection and Electronic Documents Act and Alberta's Personal Information
Protection Act This promise to our members and customers outlines the
principles that we operate by with regard to the collection use and
disclosure of your personal information We want you to understand how and
under what circumstances your personal information is collected and used as
well as what we're doing to ensure that your information is used according
to good business practices and protected accordingly We are careful to
ensure that information is used responsibly and only for the purposes for
which you gave it to us What is personal information As a co operative
there are a number of types of personal information that exist about you
that we may collect directly or obtain from our business partners This
information could be collected in person over the telephone through the
mail or over the internet The information we may collect or obtain includes
but is not limited to: Your identity or contact information such as your
name address phone number fax number and e mail address;Your date of birth
and social insurance number if you are a member of UFA; Your transaction
history with us for any or all products or services you may have obtained
from us This could include billings products and services purchased and
payment information; Your credit or financial history with us; Your
communications with us such as customer service inquiries information
requested or provided to you or responses to surveys or contests Why do we
collect and use your personal information Being a retail co operative we
require basic information about you in order 1 for you to become a member
and realize the benefits of membership and 2 to conduct business and
provide value added services to you We recognize that some of this
information is sensitive or private which is why we collect personal
information only for the following purposes: To administer our member
equity and member loan programs We require certain information from our
members in order to administer and fulfill our obligation to our members
under UFA's member equity program including the member loan program For
example to administer our equity program in accordance with UFA by laws we
request information such as your date of birth We require your date of
birth to ensure that your equity is converted into dividend earning
Investment Shares at age sixty five As another example to ensure we comply
with tax legislation we are required to ask for your social insurance
number To calculate and pay patronage dividends on purchases To be able to
calculate and pay out member's annual patronage dividend we record
purchases by individual member To participate in the democratic processWe
track member purchases to identify members who are eligible under our by
laws to participate in UFA's election process To create maintain and
enhance a responsible business relationship with you and provide ongoing
service When you apply for a line of credit from UFA we collect information
that allows us to verify your identity and credit history so that we can
accurately bill and collect for the products and services that you receive
from us For example we will collect and use personal information in order
to activate or de activate your account maintain account information bill
you and process your payment We also use this information to protect you
and us from error or fraud respond to inquiries or communicate with you
about account activity or adjustments To maintain our business and
operations on your behalf In order to develop and offer products and
services that our members and customers are interested in we analyze our
purchase records including buying patterns payment options used and so on
We may from time to time ask you to participate in surveys which you have
no obligation to participate in that allow us to determine products or
services that are of interest to you To meet legal and regulatory
requirements Collecting and using personal information is required for us
to meet our contractual obligations to you or our legal and regulatory
obligations to others How do we protect your personal information UFA
values your right to privacy and works hard to protect your personal
information UFA: will not collect use or disclose your personal information
for any purpose other than those identified above except with your consent
or otherwise as permitted or required by law; will make all reasonable
efforts to protect the confidentiality of your personal information; will
protect your personal information with appropriate and effective internal
controls and safeguards; will strive to keep your personal information as
accurate and up to date as is necessary for the purposes identified above;
and will honour any request you may make for access to your personal
information subject to exceptions permitted by law and correct any
information which is inaccurate or incomplete When do we share your
personal information It is UFA's policy NOT to sell its customer or member
database to any third party There are however some circumstances where we
may share personal information about our customers internally or with a
business partner For example: Subject to applicable regulations your
personal information may be shared among UFA business units or business
partners Under certain limited circumstances UFA requires assistance from
different parts of our organization or our business partners to ensure our
customers and members are provided with a product service offering which
meets their needs Your personal information may be disclosed to: a A
company or individual employed by UFA to perform functions on our behalf
such as market research target marketing or data processing or b A company
used by UFA to evaluate on our behalf the customer's credit worthiness or
to collect the customer's past due account Subject to applicable
regulations we may disclose your personal information to a credit reporting
agency government agency court or law enforcement personnel We may share
personal information about you to a person who in our reasonable judgement
is seeking the information legitimately on your behalf For example we may
provide information about a customer's account to the customer's legal
representative if we are satisfied that individual is requesting the
information on behalf of the customer We may disclose a customer's personal
information to a public authority or agent of a public authority if in our
reasonable judgement it appears that there is imminent danger to life or
property which could be avoided or minimized by disclosure of the
information Any such disclosure of your personal information is made on a
strictly confidential basis and the information is to be used only for the
purpose for which it was shared UFA ensures that the company or individual
adheres to our Privacy Policy What choices do you have At UFA we believe
strongly in the power of choice We are working hard to ensure we have and
maintain your confidence and consent to collect use and disclose your
personal information for the purposes identified above However you do have
a choice and can refuse or withdraw your consent at any time as follows:
You may have your contact information removed from our marketing lists
which we use to inform you of new or relevant products services and special
offers that we believe will add value to you or your business You may
refuse to provide personal information to us You may also withdraw your
consent at any time subject to applicable legal or contractual restrictions
and reasonable notice However in either case this may severely limit our
ability to provide goods and services to you e g inability to provide to
you a line of credit if you withdraw your consent to our on going
collection use or disclosure of credit information Unless you contact us to
inform us otherwise by receiving this Privacy Commitment you are deemed to
have given your consent to collect use and disclose your personal
information for the purposes identified above If you 1 have any questions
about our privacy practices 2 wish to access your personal information or 3
wish to have your name removed from our marketing lists or withdraw your
consent to the use and disclosure of your personal information please call
us at our Customer Support Line at 1 866 333 3832 or e mail us at privacy
officer@ufa com You can also find a copy of the UFA Personal Information
Commitment online at www ufa net NOTES: The UFA Privacy Commitment and the
privacy legislation refer only to an individuals personal information and
do not apply to information regarding business customers However such
information is protected by other UFA policies and practices and through
contractual arrangements The UFA Privacy Commitment and the practices and
principles described in this document are subject to the provisions of all
applicable legislation and regulations In the document the words we or UFA
refer to UFA and its subsidiary companies as they may exist from time to
time The UFA Privacy Policy does not limit the collection use or disclosure
by UFA of an employee's name title business address including e mail
address or business telephone or fax number or other information about the
employee that is publicly available and is specified by regulation pursuant
to the Personal Information Protection and Electronic Documents Act This
document is subject to the provisions of the UFA privacy policy and is not
intended to replace the policy or create new rights or obligations not
contained in the policy The UFA privacy policy and the privacy practices
described in this document are subject to the provisions of all applicable
legislation and regulations Copyright © 2000 United Farmers of Alberta
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